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	<title>Comments for How to Stop Debt Collectors</title>
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	<description>Advice, letters and tools for those being harassed by debt collectors.</description>
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		<title>Comment on Debt Collection Legal Process Server Arrested by New York AG by Fredia</title>
		<link>http://www.howtostopdebtcollectors.com/cuomo-arrests-collector/comment-page-1/#comment-897</link>
		<dc:creator>Fredia</dc:creator>
		<pubDate>Sat, 20 Feb 2010 03:06:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=150#comment-897</guid>
		<description>Not just servers are submitting false claims on debt, but also divorce cases also. I personally am still fighting a default against me in Texas, because a process server submitted a doucument stating I was servered, when I made a complaint to Andrew Cuomo office, they forward my doc to consumer affairs, and the process server admitted to not serving me...so now I am still fighting to have the default reversed. I can&#039;t get no help from the people in NY, to help.</description>
		<content:encoded><![CDATA[<p>Not just servers are submitting false claims on debt, but also divorce cases also. I personally am still fighting a default against me in Texas, because a process server submitted a doucument stating I was servered, when I made a complaint to Andrew Cuomo office, they forward my doc to consumer affairs, and the process server admitted to not serving me&#8230;so now I am still fighting to have the default reversed. I can&#8217;t get no help from the people in NY, to help.</p>
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		<title>Comment on Debt Collection Legal Process Server Arrested by New York AG by Barbara Murphy</title>
		<link>http://www.howtostopdebtcollectors.com/cuomo-arrests-collector/comment-page-1/#comment-896</link>
		<dc:creator>Barbara Murphy</dc:creator>
		<pubDate>Mon, 15 Feb 2010 20:55:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=150#comment-896</guid>
		<description>One of these Law Offices went after my daughter for over $2,900 that she did not charge.  Many put on all kinds of fees and charges to pad the debt. What gives them the right to just add to the original bill and raise it to such heights people are broke. How can they be such crooks and get away with it, because they think they can do it.?

Most of the people were not served at all, they just fill in some sort of description and make believe they served you.  People beware, they are liars and will take you for all you have.  They will go after your wages and you will be in big debt for a long time.</description>
		<content:encoded><![CDATA[<p>One of these Law Offices went after my daughter for over $2,900 that she did not charge.  Many put on all kinds of fees and charges to pad the debt. What gives them the right to just add to the original bill and raise it to such heights people are broke. How can they be such crooks and get away with it, because they think they can do it.?</p>
<p>Most of the people were not served at all, they just fill in some sort of description and make believe they served you.  People beware, they are liars and will take you for all you have.  They will go after your wages and you will be in big debt for a long time.</p>
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		<title>Comment on Debt Collection Legal Process Server Arrested by New York AG by bev</title>
		<link>http://www.howtostopdebtcollectors.com/cuomo-arrests-collector/comment-page-1/#comment-882</link>
		<dc:creator>bev</dc:creator>
		<pubDate>Fri, 09 Oct 2009 19:46:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=150#comment-882</guid>
		<description>i am very happy that the attorney general is going after these process servers and attorneys.  i would like to know, who do i contact if i was one of the one&#039;s involved in this sewer service? do i contact the attorney general&#039;s office.

your response will be appreciated.


bev</description>
		<content:encoded><![CDATA[<p>i am very happy that the attorney general is going after these process servers and attorneys.  i would like to know, who do i contact if i was one of the one&#8217;s involved in this sewer service? do i contact the attorney general&#8217;s office.</p>
<p>your response will be appreciated.</p>
<p>bev</p>
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		<title>Comment on New York AG Closes Collection Agencies by Sam</title>
		<link>http://www.howtostopdebtcollectors.com/newyork-ag-closes-collection-agencies/comment-page-1/#comment-880</link>
		<dc:creator>Sam</dc:creator>
		<pubDate>Sat, 12 Sep 2009 20:22:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=177#comment-880</guid>
		<description>They ought to go after Pioneer Credit Recovery... but they won&#039;t because they collect &lt;b&gt;Government Student Loans&lt;/b&gt;.  However, they USE THE SAME TACTICS as the agencies listed above. 

I&#039;ve personally had one &lt;i&gt;&quot;representative&quot;&lt;/i&gt; flat out tell me the FDCPA doesn&#039;t apply to them.  Then when I told her she was lying, and I&#039;ll have her talk to my attorney, she said &quot;You can&#039;t afford an attorney&quot;, and went on to tell me how those who can&#039;t pay their bills can&#039;t pay an attorney.

What these people don&#039;t realize is that they&#039;re collecting &lt;b&gt;student loans&lt;/b&gt;, which means they&#039;re usually dealing with people with some level of higher education, and are usually astute enough to educate themselves on the law.  

Of course, the collectors seem to be unaware of this, and still come with an air of superiority... they don&#039;t have to worry about taking out loans for higher education.</description>
		<content:encoded><![CDATA[<p>They ought to go after Pioneer Credit Recovery&#8230; but they won&#8217;t because they collect <b>Government Student Loans</b>.  However, they USE THE SAME TACTICS as the agencies listed above. </p>
<p>I&#8217;ve personally had one <i>&#8220;representative&#8221;</i> flat out tell me the FDCPA doesn&#8217;t apply to them.  Then when I told her she was lying, and I&#8217;ll have her talk to my attorney, she said &#8220;You can&#8217;t afford an attorney&#8221;, and went on to tell me how those who can&#8217;t pay their bills can&#8217;t pay an attorney.</p>
<p>What these people don&#8217;t realize is that they&#8217;re collecting <b>student loans</b>, which means they&#8217;re usually dealing with people with some level of higher education, and are usually astute enough to educate themselves on the law.  </p>
<p>Of course, the collectors seem to be unaware of this, and still come with an air of superiority&#8230; they don&#8217;t have to worry about taking out loans for higher education.</p>
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		<title>Comment on Introducing How to Stop Debt Collectors! by Kim Cornett</title>
		<link>http://www.howtostopdebtcollectors.com/stop-debt-collectors/comment-page-1/#comment-872</link>
		<dc:creator>Kim Cornett</dc:creator>
		<pubDate>Fri, 07 Aug 2009 16:01:11 +0000</pubDate>
		<guid isPermaLink="false">http://howtostopdebtcollectors.com/?p=1#comment-872</guid>
		<description>I didnt work for over a year, now I am trying to get caught up on my mortgage so I dont loose my house and get caught up on everything else. I have credit card debt and they dont care if I didnt work or not. They expected me to crap out the money.</description>
		<content:encoded><![CDATA[<p>I didnt work for over a year, now I am trying to get caught up on my mortgage so I dont loose my house and get caught up on everything else. I have credit card debt and they dont care if I didnt work or not. They expected me to crap out the money.</p>
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		<title>Comment on Dateline NBC Airs Segment on Debt Collection Industry by Rich Frankford</title>
		<link>http://www.howtostopdebtcollectors.com/dateline-nbc-debt-collection/comment-page-1/#comment-860</link>
		<dc:creator>Rich Frankford</dc:creator>
		<pubDate>Thu, 04 Jun 2009 15:18:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=118#comment-860</guid>
		<description>I work for Academy Collection Services. My manager Crieg Shmugger ( unsure of spelling ) would tell his collector ( Say what ever you want, just get the money ). Mr Shmugger is still working there. He would use his collector to do the dirty work and fire them when they were caught. This was the cost of doing business. It cost him nothing but it cost his worker there jobs</description>
		<content:encoded><![CDATA[<p>I work for Academy Collection Services. My manager Crieg Shmugger ( unsure of spelling ) would tell his collector ( Say what ever you want, just get the money ). Mr Shmugger is still working there. He would use his collector to do the dirty work and fire them when they were caught. This was the cost of doing business. It cost him nothing but it cost his worker there jobs</p>
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		<title>Comment on Dateline NBC Airs Segment on Debt Collection Industry by Collection Agencies Closed by NY AG &#171; How to Stop Debt Collectors</title>
		<link>http://www.howtostopdebtcollectors.com/dateline-nbc-debt-collection/comment-page-1/#comment-858</link>
		<dc:creator>Collection Agencies Closed by NY AG &#171; How to Stop Debt Collectors</dc:creator>
		<pubDate>Sat, 30 May 2009 02:30:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=118#comment-858</guid>
		<description>[...] may remember LHR from the Dateline NBC special about a month ago. Perhaps Cuomo will thank Chris Hansen and Dateline for helping him out on this [...]</description>
		<content:encoded><![CDATA[<p>[...] may remember LHR from the Dateline NBC special about a month ago. Perhaps Cuomo will thank Chris Hansen and Dateline for helping him out on this [...]</p>
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		<title>Comment on Ask Brent by American Credit Services Payday Loan Collection &#171; How to Stop Debt Collectors</title>
		<link>http://www.howtostopdebtcollectors.com/collections-qa-debt/comment-page-1/#comment-857</link>
		<dc:creator>American Credit Services Payday Loan Collection &#171; How to Stop Debt Collectors</dc:creator>
		<pubDate>Sat, 30 May 2009 01:51:13 +0000</pubDate>
		<guid isPermaLink="false">http://howtostopdebtcollectors.com/?page_id=33#comment-857</guid>
		<description>[...] Ask Brent [...]</description>
		<content:encoded><![CDATA[<p>[...] Ask Brent [...]</p>
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		<title>Comment on Debt Collection Legal Process Server Arrested by New York AG by Collection Agencies Closed by NY AG &#171; How to Stop Debt Collectors</title>
		<link>http://www.howtostopdebtcollectors.com/cuomo-arrests-collector/comment-page-1/#comment-856</link>
		<dc:creator>Collection Agencies Closed by NY AG &#171; How to Stop Debt Collectors</dc:creator>
		<pubDate>Fri, 29 May 2009 21:36:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=150#comment-856</guid>
		<description>[...] Forster and Garbus [...]</description>
		<content:encoded><![CDATA[<p>[...] Forster and Garbus [...]</p>
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		<title>Comment on Dateline NBC Airs Segment on Debt Collection Industry by Debt Collectors React to Dateline &#171; How to Stop Debt Collectors</title>
		<link>http://www.howtostopdebtcollectors.com/dateline-nbc-debt-collection/comment-page-1/#comment-855</link>
		<dc:creator>Debt Collectors React to Dateline &#171; How to Stop Debt Collectors</dc:creator>
		<pubDate>Fri, 29 May 2009 20:49:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.howtostopdebtcollectors.com/?p=118#comment-855</guid>
		<description>[...] fallout from Dateline NBC&#8217;s debt collections episode has generated a real buzz in the collections [...]</description>
		<content:encoded><![CDATA[<p>[...] fallout from Dateline NBC&#8217;s debt collections episode has generated a real buzz in the collections [...]</p>
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