Just wanted to update everyone today on the Payday Loan Collection Fraud that is still going strong, unfortunately. This fraud company continues to prey on former customers who got online payday loans.
The newest development is that they are usually calling themselves “Law Office” instead of “American Credit Services” and claim to be in New York, Texas or California. We have found that the best way to identify them and fluster them is to ask them what state they are in and then subsequently ask them who the governor of that state is or what their state bar number is.
Also, they are consistently using very “American” sounding names such as Mark Green, Ethan Cross and John Smith. We have also noticed that they are starting to use female fraudulent collectors, which we had not seen/heard previously.
Here are some recent comments from our readers describing their very typical experience with this payday loan fraud:
Angie from Dallas, Texas writes:
haha…i almost got scammed… same thing…. saying they were investigating a internet fraud payday loan…I could not even understand what the heck he was saying…. he almost had me until I asked for more details… he said it was from quickcash.net and it was from 2010 no other info… told me i would be criminally charged etc..etc.. I was really scared…cuz i knew i was default on a payday loan.. ( i have worked it out) but in the meantime i told the rep at the actual payday loan company of this and he said that it is a huge scam..says unfortunately people get scammed by them all the time and because they are in India they cant be touched by our laws… My harasser was Douglas Brown and when they call 0000 comes up on my phone.. to call them back he said I should call 661-347-6521 I did… it goes to a voice mail then immediately i get a call back from the 0000 number… saying i missed a call from this number… and asked who i was calling for… I told him (Douglas yeah right) that I worked it out with my PDL company he said it was not the same.. and that if I didn’t work with them then they will send officers and I could sort it out in court…I am waiting…. scary he has all of my info though… REAL scary..
Paula from San Diego, CA writes:
My sister has been receiving calls from “American Legal Services” also. They have not only called her non-stop on her cell phone but have called her place of employment several times a day. This is causing problems with her employer. They are now calling my cell as I was her contact number. At first my sister thought this was a legit company and she did indeed send them some money but when they called me I got very suspicious. They do not speak English well at all and boy are they rude and do they ever cuss you out! Wow! They hang up a lot on you and make demands that no legal collection company would ever make. I worked in collections for years and I know this isn’t normal. When they first hung up on me I called them back and told them to never do that again and also told them I knew this was a scam. Of course I was told my sister would go to court and pay many legal fees and would be so sorry if she didn’t send more money. They said she would go to jail for 6 months unless they received the money.
They have used the names John Watson and David Jones. They call from 562-314-4852 and 302-526-4898. After I called them out on their scam they will no longer answer at the 562-314-4852 number. I am having my sister file a complaint with our local police department and Homeland Security because this has to stop.
Neil from Houston, TX writes:
I have been a target of this payday scam for about six months now. Everytime some foreigner with a thick Hindi accent claiming his name is “Brian Jones” or some anglo sounding name tells me in broken English that I owe money from an unpaid payday loan. His accent was so thick it took me 15 minutes just to figure out what the call was about. He threw out a lot of terms like ‘lawyer’ and ‘legal action’ and ‘jail.’ (which he had not trouble pronouncing) all over the place.
Per common sense, I asked him to send me the information concerning this supposed debt. He told me he’d already sent it to me six times, which I knew to be false. When I pressed him, he sent me to his ‘supervisor’ who had an even thicker accent and anglo sounding name, then again to another supervisor, and so on about five times. Each time I was transferred, they said the same thing: pay us now or it will go to court. I refused, simply because I am not going to pay some yahoo money just because some guy calls me and tells me I owed it.
I also checked the payday loan place and even though I did take out a payday loan about a year ago, I was square with them and owed them nothing. Still, I go through this every three weeks or so when the scammers call me all over again. I am really getting sick of this. Is there anything I can do to get rid of these idiots? They have my cell phone, so blocking it is out of the question.
Please continue to leave your comments to help others identify this fraud and stop these individuals.
JOE JOE
on Feb 11th, 2011
@ 11:48 PM:
i had the same people call me this morning, really freaked me out hearing a voicemail telling me to get a lawyer because im being sued… idiots, after i called them back they told me i received a 300 dollar payday loan from quickcash and that they were suing me over it, they told me i had to go to court, so listen to this, i asked them to give me quickcash phone number so i could contact them and figure this out, they said it was confidential, then i asked them to tell me what date it was deposited into my account, they said the year 2010, wouldnt tell me what exact date, then i asked them when the court hearing would be, they said cops will be at my house monday (its friday today) and take me to court, i asked them what court, and they said pennsylvania court, hahahaha doosh bags, i couldnt believe they wanted me to believe this garbage, i have all my bank records with no 300 deposit ever in 2010, wow good luck every one, just keep calling them back at their number asking them quesstions they wont answer and they get pretty fed up and hang up on you lol
laurie sifford
on Feb 22nd, 2011
@ 5:08 PM:
347-229-1908 is the number i received the call and message from
Ivan
on Feb 24th, 2011
@ 4:28 AM:
I received a call on Jan 25, 2011 from Law firm of Anthony H Rodriguez 877-255-2162. He said they are about to take me to court and sue me for check fraud. He said that I defaulted on 5 payday loans and in order to stop the law suit against me, that I have to pay them $3000. He said I can set up a payment plan by paying $500 dollars first. And $300 monthly. He said if I don’t come up with the money today that, the next day I will be served court papers to appear in court. After speaking to them, I googled their phone number 877-255-2162 and many people had the same story about these people. So I called them back and I asked them to give me the address of their business location and he gave me 1001 State stree, suite 1400, Erie Pa. I googled this address and found out that this address belongs to Moody Law Offices 814-464-9464. I called Moody Law Office and asked them were they affiliated with Law firm of Anthony H Rodriguez and they said that they never heard of them and they were not affiliated with them. I called Anthony H Rodriguez back and confronted them about this, and he started cursing and they hung up on me. I’m so glad I didn’t give them any money.
noemi
on Mar 1st, 2011
@ 3:53 AM:
I have been receiving a call from 760-666-7043 (American Credit Services)..and the guy on the phone with a heavy Indian accent threatend that if i difnt pay up the $800.00 dollars i owe to some cash advance place (never understood the name of the company) i would be going to court and possibly jail. So when i asked him for his name the first time he told me it was Michael Washington then a few min later i asked him again for his name and he said it was Stefon White. The scary part is that read me my social security number and my bank account number. I called the police dept and informed them and i already have a report. He also informed that if i didnt call back within 24 hrs he was going to contact my employer.
Pam
on Mar 5th, 2011
@ 8:43 PM:
My turn. The idiots called me two weeks ago on my cell and told me I had legal action in NY (haven’t been there since 2005) over a payday loan. I had a hard time understanding this individual (and I speak to people with Indian accents at work each day so I should have had an in to the language prob) so I asked for his supervisor. As above, he was just as bad. I told them unless they could give speciics not to call me again. They did have the last four of my SS#.
Forward to this week. They called me Thurs evening on my cell. The firstime I just closed my cell as I was busy. They immediately called back and left me a vmail. I called back—-didn’t want to acknowledge they called me. I was persistent and the supervisor came on and said “Baby we don’t tell anyone that”. I told him thep party was over and I was informing the AG. Then…he started singing to me…no kidding.
I went to work Friday morning and had a message transfered from someone within the office. It was them….they had left a message in the general mailbox for our company. I explained what happened to my boss so there won’t be issues at this point. They have called my cell again last night and again this morning. Same message. They are going to have someone come to my home/work. The local police are going to put me behind bars…….They have a new # as I didn’t see it above. 858-346-1128. Area code is from LaJolla, CA, but I don’t think so. This just sucks!
Doo Schbag
on Mar 9th, 2011
@ 4:18 PM:
Platinum Trust Credit card.(collections fraud???)
platnum trust credit card.
4001 South 700 East (undeliverable 02/09) Salt Lake City, UT 84107-2523. Additional Phone Numbers. Tel: (302) 482-8651. Tel: (302) 526-4898
D WHEEL
on Mar 22nd, 2011
@ 5:14 PM:
Crazy – they just called me multiple times on my work line and I asked them to mail me the information they were talking about. Guy said he couldnt’ do that and he also couldn’t give me any information on how much was owed, what company it was from or where I could contact the original company. He then said I would get fired (yeah right – a personal loan has nothing to do with work….) and that he needed to talk to my manager. I asked for his name, which I couldn’t understand when he told me so I asked him to spell it – he said no, and then hung up…lol – I hope they don’t keep calling my work!!!
boomboom
on Mar 23rd, 2011
@ 7:20 PM:
I’ve been dealing with these people for the past month. Just go another call this morning on my voicemail. That for my “safety and well being” I should give them a call back.
Today it was from Martin Kline phone number 888-346-6878.
When I asked for paperwork and the date the loan was supposedly taken out, he told asked me..”Are you kidding me?”
Told him a reputable creditor would have this information and that I believe this to be fraud and will contact the police. He told me “go ahead, I don’t care…stop interupting me!”
They too have my bank account info and my ssn. I closed the checking acct. and will change my phone numbers next. This is absoluty evil! I do have a payday loan out but it is being paid as agreed with the company I took it out from. It’s as if these people somehow got their hands on the info that was input by me for my loan. Even more reason NOT to put personal info online. Shame on me I guess…
2 Creative Not 2 Get Even
on Apr 9th, 2011
@ 4:41 PM:
I received multiple phone messages on my business phone from both a female and a male with identical scripts in very broken english with thick, almost unintelligble accents.
I wasn’t born yesterday–and because these people are scam artists AND irritating me when I have real work to get done–I took a few moments out of my day to screw with them.
First, I called them back and asked them if they needed directions to the memorial service or the funeral showing. The male on the other end said “I do not understand what you saying” (very broken english, thick accent). I then asked, “Sir, what exactly was your relationship with the deceased? Because the memorial is open to everyone, but the viewing of the body is for family only.” He started in with “you must relay a legal message to XXXXX XXXXXX” (my name X’d out for privacy purposes). I told him that would be very difficult, considering XXXXX XXXXXX passed away six days ago, and my job was just to direct people on how to get to the memorial service. He stuttered a bit, then said “sorry to bother you” and hung up.
Oh no, I wasn’t done there. I am just WAAAY too creative not to get even with these idiots even more. I then went online and filled out every “have an agent contact me” scam I could find. I entered their name (John Jackson, Mike Jones, or whatever name they gave me on that call) and their phone number (661-532-8529, 661-270-6412, 661-368-5263, 916-395-0000, or whichever phone number they gave me that time, and yes they all start with 661, 916 or 972 or just come up as 268-0005) for free insurance quotes, free daily horoscopes by phone, free debt relief help, free home improvement memberships, etc. Hopefully that will cause THEIR phone to ring off the hook with telemarketing scum and scammers.
But wait, there’s more. I couldn’t just hope they would get lots of calls, I had to make sure of it. So I signed into Craig’s List for one of the biggest cities (most populated) that I know of. I listed an ad stating that I was in search of a payday type of loan, and for anyone in that business to call me and help me through the process. Again, I listed his name & number.
Then I went into my “spam” folder in my email and found any email that said something to the effect of “you inherited large sums of money from Nigeria” (as an example) and responded to those emails with his name and phone number as well.
Yes, it all is a little bit evil of me, but because these guys aren’t in the U.S., I really don’t think that our law enforcement is going to be able to do anything about it other than stick it in a file. I have filed complaints with Law Enforcement, FBI, FTC, every government agency I could find that is supposed to handle these type of things. I keep also finding out that a lot of these lines are issued by Pacific Bell Phone in California, and I wonder, has anyone considered going after the phone company that keeps issuing phone numbers for these terrorists to use to harrass all of us? Maybe if there was a class action lawsuit against the phone companies, it could require them to do a little more research before they sell a phone line to just anyone. (Such as requiring they be in the US legally, and having a physical location so that if the line is misused, law enforcement could find the guilty parties.) If anyone has the means or information to start such a thing, please post a reply here. I would very much like to participate in that.
If I come up with any more creative ideas to get even, I will definitely come back and post again so that you all might have some of the same fun!
FYI…a tell-tale sign these guys are bogus are the names they use to identify themselves. They are either a very generic “American” name (such as Smith, Jones, Williams), the last name of a president (such as Jefferson, Washington, Wilson), the name of a celebrity or for those who are less imaginative, a key on their keyboard (such as “alt”, “del”, “tab”).
Good luck everybody and absolutely do not give these guys any of your personal information, much less your hard earned money.
mELISSA
on Apr 14th, 2011
@ 7:03 PM:
I too received these phony calls. I played the game with them and told them they were phony. They said “send the cops to her now, send the cops” as if they were talking to their cubemate!!!! The guy on the phone with the thick accent said the cops where on their way. I said great I’m putting my lipstick on!
mELISSA
on Apr 14th, 2011
@ 7:05 PM:
To add to my post above, the number they call me from is 213-784-5205.
Renee
on May 5th, 2011
@ 6:37 PM:
I did a couple payday loans a while back, but i paid them back of course they were deducted automatically from my account. since then i have had fraud on my account for amounts of $99.99 and $29.99 some of them refuse to refund the money so i lost money. In addition i too get these phones calls constantly at work and on my cell….. 2 harrassing me on 5/5/2011 they kept calling back even after someone told them I no longer work here, JACK SMITH OAKVILLE LAW GROUP 510-682-2015 and KEVIN BARSON(?) accent was pretty bad so his last name was not clear, just stated he was calling from law firm 585-502-7390. I have contacted the Atty General office, and FBI and put on report i have gotten 50 calls just today at work
Renee
on May 9th, 2011
@ 6:43 PM:
as the same calls i reported still calling, now i have a Mike Anderson from who knows where 502-230-1325 calling my place of business and my boss and even used vulgar language and threatened both of us. We have called our local police dept and reported to FTC 888-382-1222., i was able to trace the phone number to the carrier of the landline they were calling from and turns out this man Mike Anderson may be the same man employed by Bandwidth.com which is the phone carrier for this phone number.
Joyce
on May 9th, 2011
@ 11:21 PM:
American Cash Advance, FRAUD!! Don’t tell them anything, they make phone calls and tell you lies, report them as I have done!!!
Carissa
on May 12th, 2011
@ 4:18 PM:
I just started to get these calls from A “Dan Wilson” an accent and a California number 760-284-4637. He says that I had a cash advance from cashadvamce. But I never dealt with that place. I do have a cash advance but the loan is not due yet. Which I did sign on to that website and everything is good. When I used the reverse lookup for the phone number. It wasn’t the same place that he said. Then he gives me a fax number out of Washington. As soon as he started talking I had a feeling that it was a scam. Then when I played along he said that I had to get a Walmart and only a Walmart visa card to pay this debt. If I didn’t have it done in an hour that the deal was off the table and I would have to come to California for court. He couldn’t give me much information, just the same as the rest of you.
nikki
on May 13th, 2011
@ 9:26 AM:
i also have been dealing with these idiots for about a month or so now maybe a little longer .the first time the guy called me he seem to be very upset yelling on the phone that i have taken out a payday loan.and i need to send him money or i would have legal action taken against me i couldn’t understand him very well so i asked him who did he say he were and he continue demanding to speak with me so asked again who was he and and that i couldn’t understand what he was talking about and asked for his name again,and so he finally shouted his name to me as I T hogard or hogarth so he preceeded telling me that if i don’t send him money for this loan that i will be arrested and have my ssn black listed ,drivers license cancelled .so i told him that i wasn’t sending him anything because i didn’t owe him any money and that should never call this number again.he told me he would call again and that i need to pay the money.now his calling my family members threatening to have sue,also the police were going to come and drag my brother out of his house and throw him in jail for 6 months.it’s a lady that calls as well.after i hung up the phone checked my caller i d ,it showed I T and phone number 214-446-9831
nikki
on May 13th, 2011
@ 9:47 AM:
now he’s either calling me blocking his number or using another phone,saying that he is at a law firm or something that nature,saying that his name is gary jackson and me or my attorney to give hime a call as soon as get the message or i will be arrested on monday if i don’t here from or my attorney,and that my ssn or case would down loaded haha like i know what the hell that means downloaded? yeah right number he told me to call is 206 424-7273 then a few minutes later he would leave a message saying that he was officer michael blacks saying the same thing as before number he left this time is 425-406-3941 but it showed on caller id as 543-4174 ,oh he’s called me several times off different numbers.all this numbers showing up but when i try to call it says the number is not in service.so i block the number now he have called me like maybe 5 or 6 times wednesday morning at 347-875-9600 which is a number from white plains N Y phone carrier is cable visions lightpath it’s a landline phone.also the 214-446-9831 is landline but it’s coming from dallas texas on south central expressway,got a email yesterday from bankscoop@ugmeallgars.net / http;//transitgulf.com saying it’s urgent that i view asap that my credit score have been updated.when i googled it,it came back to 4447 north central expressway suite 110 pmb 406
nikki
on May 13th, 2011
@ 10:05 AM:
so i think it’s the same pretended to be a attorney and also working for some sort of credit service because this person had called my on the phone telling me my last 4 digits of my ssn and asking to speak with me .when i tried questioning him about it and what it pertains to he just cut me off and said well i asked if that were you so i quess i have the wrong person.and hung up.and then i get this email talking abou t my credit score being updated.the number he called from was 888-249-3812.i also seen the post about platinum trust.yeah that is a scam and fraud they also had contacted me about credit card when the guy called he asked for me only by my first name like he knew me.so when i told him i was the person he was looking for .he begin by telling me that i had been approved for a credit card when i told him that i didn’t apply no platinum trust card ,i had applied for a platinum plus card.he told me that yeah they are affiliated with them and they is the one who recommend they contact me,when i contacted platinum plus personally they told me they were not affiliated with them and they don’t not contact their bank does.i knew it was a scam so the next another called and tried telling that the guy who cantacted me before did not work for there company but he was telling me the same thing as the other guy nothing but a big scam
teresa
on May 24th, 2011
@ 2:41 PM:
I too have been called by a Michael Anderson,David Cooper and now an Eric foster. About a pay day loan. they keep changing the name of the company that I owe to. They call my work constantly. I agree that we all should file a law suit to the phone company who is issuing these numbers to these people. Maybe if we all get together and file a law suit maybe the calls will stop.They are driving me absolutely crazy.
Mary
on Jun 6th, 2011
@ 3:11 PM:
I have been contacted by David Jones and John Watson as well. Who are the freaks and ISNT THERE ANYTHING WE CAN DO? Surely there is a way to put a stop to these idiots. I asked for information who was the payday loan through because I did have a couple, but was certain that they had been paid in full. He wouldnt provide anything other than his name.
Robert
on Jun 6th, 2011
@ 8:45 PM:
Hello everyone I have great news. if you keep calling them back they wont call you anymore. they were calling me from this number 1-410-449-0238. if you are ever bored and have nothing to do call this number and harass them its really fun…..
Erik
on Jun 24th, 2011
@ 5:59 PM:
They called me yesterday and had my ss#, address, etc. (everything I used to get a payday loan). This should be stopped we have the technology/manpower to end this in a day if we wanted. Why doesn’t the government/homeland security do something. This is an issue of national security. Down the line these indian/pakistani’s could sell this info to make fake visas/passports/etc. This isn’t just a scam targeted towards poor/middle class people. This could have far bigger ramifications. Why doesn’t anyone seem to care.
Brandy
on Jun 28th, 2011
@ 5:48 AM:
I got phone calls today both on my home number and on my cell they told me if I did not call back I was going to be arrested and that I was being charged with fraud. They all had Indian accents and when I called back they had all my personal information and transferred me to a David Cooper phone number 919-275-3329. He was very nasty with me told me the cops were coming to my house to arrest me for fraud on a payday loan and that I better take care of it right away. I told him I would get in contact with my lawyer that seemed to upset him and then he started threatning me. I told him I did not take a loan out he was full of it. This had me really freaked out. I contacted my local police department and they contacted the number called me back and said it sounded like a scam and we are going through with pressing charges. This is crazy, now I can’t sleep and am sick to my stomach over this.
Nella Guenther
on Jul 6th, 2011
@ 5:35 PM:
I have been hounded by these Indian “collectors” for 3 years, have changed my phone number 3 times, and recently requested phone company to do a voluntary disconnect, at great inconvenience to me.
I had Pay Day loan a long time ago, but paid it off. These people do
not give up, no matter what you tell them, and they do not seem to be
scared of anything. I received a “court affidavit” from them on e-mail last week, stating 3 criminal charges on me, and I was told that if I did not pay, I would have to appear in Supreme Court in California 7/4.
I am sure they think we are all really stupid! Do something with these people!!
Teresa Fry
on Jul 11th, 2011
@ 11:00 PM:
321-355-3473 Mark Anderson national bureau of criminal investigation, is who he claims to be calls from 321-355-0007. Same scam, different day.
Andy Average
on Jul 15th, 2011
@ 3:17 AM:
So today I received yet another call from “Eddie Smith” from the American Collections Agency (or something like that – due to the thick Hindi accent it’s hard to understand anything) threatening me with a lawsuit for an unpaid loan. This time I was ready, I listened to his babble and then started imitating his voice. This made him angry and he started screaming “I’ll have you arrested” then hung up. Well folks I don’t give up that easy. So I called him back and spoke in a mumbling accent that I was Hugh Douche and I represented Andy A. and I was suing Eddie. He hung up. I kept on calling at least 14 times, representing myself as Douche, C. Carla Pickledick, Lance De Boyle, Sal Lami etc. Sometimes “Eddie” answered, sometimes someone else. To make a short story long they blocked my calls. But believe me I am not through yet. I have just begun to fight. If they want to f**k with us, well then it’s time to start operation make em cry! Fight On!
maria rizzuto
on Jul 18th, 2011
@ 9:57 PM:
I’m getting these calls as well from a Mark Sugarman is this for real?
Rachel A.
on Jul 26th, 2011
@ 11:53 PM:
I acutally just received the same call and google searched the company while online. A name with a strong Indian accent said his name was Bobby Brown and he was calling from Oakville Law Firm from a 858 #. Said there were these charges against me. Knew all of my info ss#, Dl #, DOB, address, banking info everything. I told him I was checking him out on the internet and he got mad and said he will see me in court. I of course called him back and they kept hanging up on me. So I reversed searched the number its a land line number. It was soo funny now they wont answer the phone.
curious
on Jul 28th, 2011
@ 6:52 PM:
I too have gotten these threatening calls non-stop. Saying they are suing me for Fraud and pressing criminal charges against me both civil and criminal. My question is can they really sue me and have me arrested? Has anyone been arrested??
gemma
on Aug 10th, 2011
@ 12:36 PM:
I am in the uk and had this happen to me yesterday, callin my work and telling me I’d be sacked and taken to court if I didn’t pay them immediately, they are ruthless and completely ignorant and the guy ended the call with have a nice day now!!! As if! Ignore at all costs people x
Susie Creative
on Aug 11th, 2011
@ 7:49 PM:
How about ‘Mike Wallace’ for a name! That’s the latest call from these guys. The first guy told me he was from Cash America and the second guy told me he represented Cash Today. They tell me they will call back but do not. They told me to write them a letter stating I would like to have the amount I owe taken out of my bank account, and a copy of my driver’s license. They have my full SSN, address, everything. I did owe an online service but have paid up, so I don’t know what they want!
They even threatened my secretary at work, telling her they’d have her arrested if she didn’t put them through. Last time they called I reported them to the local police. Then they stopped.
suzanne A
on Aug 16th, 2011
@ 9:22 PM:
Getting these calls and they are persistent. Keep calling four to five times without stop because I answer one of them. They say something about fraud and court papers. I can’t understand them. I took down their numbers and last time I sent it to some local authorities. This has been over 6 months and I have not received any such papers or taken to court. Told them to stop taking advantage of the American people and hung up and didn’t answer any calls without caller id. Their numbers this time they called me on 975 d971 1644, 700 070 3447. I hope this helps someone.
Debbie C
on Aug 19th, 2011
@ 2:47 PM:
These people are wearing me out, the caller was John Jackson, then the supervisor was Ben something and I needed to call his supervisor who was Justin Jones, I even got one collector names Randy Orton. They have all my info an I get calls every 2 or 3 months, the number on my caller ID was 282-726-2524 and after much insistence they told me I owed US Cash Loan, and I owed only $679.00 and my loan was taken back in February 2011. Now it took me acting a fool in my office and all my co-workers hearing me drill these jerks but I’m fed up with this. The number they gave me to call back is 877-228-2338 last night it was an 818 number.
shannon
on Aug 26th, 2011
@ 4:04 PM:
I have been getting called from these people all week. I would not answer my cell phone when i seen that odd number on my caller ID. So now they have started to calling me at my work. This man called said that he was with a law company, and action was being filed against me becouse I took a loan with american USA. ( or something like that) I told him that never look a loan with that company and that I knew that he was running a SCAM!!!. I told him to never call my work again, and I hung up on him. He called me back and told me to never hang up on him again. I told him that if he called me again that I was going to call the police, and the phone company. He called two more times, and hung up on me when I answered the phone.
Latoya S
on Aug 26th, 2011
@ 9:22 PM:
I started getting calls today from a company claiming to be a Law Office out of Florida and a guy with a foreign accent that I could barely understand was asking me questions about my email, he had my social security number and ask me if I knew what an EFT was and that that my case was given to them by Payday Advance company and that they have filed charges on me because they couldnt get the money from my bank and that I needed to get a lawyer or legal representation. First of all I just got that loan less than a month ago. Two I filed my debt with a consolidation company so the loan company is being paid. I called the consolidation company and they confirmed that this was a fraud company and that these type of companies hack into the system and get your information and use it to harass you into sending them money. My representative hung up with me and called the company and proof they were fraud. He said my social security number was under investigation. I need to know how do I file charges on these people because this should be against the law. I have not heard from the payday loan company just the fraud company that is harassing the number that comes up is 321-558-1002 out of Orlando, Florida claiming its the Anderson Law Firm.
fred durst
on Sep 2nd, 2011
@ 3:17 PM:
got a call from” anthony dorris” &” jeff hardy”….haha!!,from andersen law firm threatening legal action for an unpaid payday loan i supposedly received in 2010….(never got one )….after the threat i told them i would countersue for fraud & was hung up on…..not gonna get me!!
shell dorsey
on Sep 26th, 2011
@ 4:46 PM:
Here is a new one Merchant Group Law Firm Kevin Parker 714-242-1254 just tell them to F——off. and keep reporting them.
KB Marsh
on Sep 27th, 2011
@ 3:50 PM:
I received a call from 209-790-3795 last night. At first “Andy” left a message. I called him back because the message was threatening. It stated that either myself or my attorney had to call him immediately. If not, i would be facing criminal charges and my employer would be told of my “criminal record.” He ended the message my saying that I better not ignore this call and if I do, “good luck to me.” So, needless to say i was irate! I called him back. “Andy” has a thick mid-eastern accent. He told me that I was in default of a payday loan and that my case was going to trial tomorrow morning if I did not pay $580.62. He also told me that if this happens my employer would be contacted as the loan agreement that I signed stated that they could inform my employer if I did not pay the loan back. He stated, again, that this was not being tried in a civil court – but rather in a criminal court nad that I would be arrested for, “taking money and running” (yes, that is a direct quote!). He knew the last 4 digits of my SS#, my mailing address and my DOB. I asked him the date of this loan and he gave me a date in 2010. This is when I became suspicious, I did take out a few payday loans (stupid, i know!) but they were years ago, I’d venture to say as far back as 2006-2007. Nevertheless, “Andy” was persistent. He continuted to tell me that I would be arrested if I did not provide payment or show in in court (or have my attorney show up in court) tomorrow morning. He was calling from CA and I live in NY, but the way! I asked him what court I was being prosecuted through and he said, “Federal Court of L.A. County.” When I asked him if I could call the court, he got extremely upset with me and continued to make threats. He told me to go ahead, but that waisting time will only result in my getting arrested. He stated that the case would move from the Fed. Court of L.A. County to my local county court and that I would be arrested at my place of employment. He then again to tell me that my criminal record would then be shared with my employer and I would lose my job! I asked him why he was getting so upset, since i was simply asking questions to try to understand evertything and he said, “I already told you everything, if you have doubts then that is your fault and you will pay the consequences and I wish you good luck with that!”
When I told him that I would not pay him today, he then told me that I had to fax him a letter exactly as followed and make it attention to “Randy Mack.”
“Dear Randy Mack,
I (first name, MI, Last name), with a social security number ending in XXXX will make payment of $580.63 on September 30, 2011 using my debit card. My debit card number is XXXXXXXXXXXXXXXX, the expiration date XX/XX is and the securtiy code is XXX. This payment is following the terms and conditoins to resolve this debt.”
I am not going to lie, I came to work this morning with some doubt as to whehter or not this was legit. I hardly slept last night wondering if I was going to be arrested, etc. I decided to do some internet research and came across a ton of information insinuating that this is definately fraud. I’m still a little nervous, but I will certainly not be sending the aforesaid letter!!! Any advise on what I can do? How do I get this to stop, as I get the impression that I have not heard the end of “Andy!”
p snell
on Oct 4th, 2011
@ 9:09 PM:
I keep getting calls from American Legal services, they have all my personal information like address, bank account ect. They say i have a 300 payday loan to Quick Cash Advance and if I do not pay it they are pressing Criminal charges for bank fraud. It is a foreign accent man with a name like Tony and they wont mail me the stuff, they say they emailed it but they did not. I have until 5 today or i am being arrested for bank fraud. There is no American Legal Services or no Quick Cash. I made a police report and they said even if i owed the money the attorney cant press criminal charges only the DA can and they are not wasting their time on a 300 debt. I hope they call again so i can mess with them next time.
Joe K
on Oct 5th, 2011
@ 7:19 AM:
Folks its simple. If you filled out a pay day loan app online at some point there is a 50-50 chance it is a fraudulant company which set up the website to try and get your personal info. They will call you and try to verify your info. They will get your social, bank name et… Then They will try to sell your identity or hack your bank acct. However 999 times out of 1000 they can not do it. As they dont have enough info or the security features of your online banking acct blocks there acess. At this point they know you are trying to get a pay day loan so about a month later you will get this threatening call, saying you owe them money and the police are coming for them et. A lot of people default, on there pay day loan or bounce an EFT so it suckers many people into thinking they can really get in trouble. Next they will ask you to Money Gram them the money or ask for your credit card info. When they call you they are either using a Magic Jack device or they are spoofing there number. The numbers they use one day is usually not the same the next or the day after. They all seem to be in India. There really is no way to get these people busted. They are out of the country. If you send a Money Gram payment to them it is in the USA they have there “agent” pick it up. However they are using bums from the street to pick up the money or people with Fake ID’s. In anycase, try and mess with them. when they call. Or tell them you know exactly how there scam works. Usually these guys will respect you for knowing there game so well and stop harrasing you. If you cuss at them or threaten them they just call more. Anyway just my 2 cents.
jgm
on Oct 18th, 2011
@ 3:35 AM:
This is a case for Interpol!
Shantell
on Oct 24th, 2011
@ 7:26 PM:
I had a man keep calling me telling me that I owe monies to Cash Advance of $500. He said his name is Michael Smith and I have to have my Attorney contact them I have been charged with fraud. I have not applied for any loan with cash advance (what is cash advance anyway). These people are crazy and wants to get money out of poor people. Someone needs to do something with then and put a full stop to them.
MARCIA
on Oct 25th, 2011
@ 10:43 PM:
So I just had a call from number 484-462-2362, shawn marshall was the rep and he said he was from allentown, PA, when I started questioning him more he hung up on me. This has happened to me before thats why I started pressing for more info. that I needed to get an info, he screamed and said that I couldn’t afford an attorney and that the case would be filed in criminal court I started laughing
Cheryl
on Nov 18th, 2011
@ 6:36 PM:
OMIGOD. I received a phone call this morning from “Michael Peterson”, with the “DC Law Office” and he was calling to inform me that Federal Marshals would be at my home tomorrow (Saturday) to take me to court to sue me for the $5,434 that I owed to some payday loan company., and if I didn’t go to court with the cops, they would come to my work, etc……..WTF?? I asked him to be a bit more specific, and got nothing but attitude and was told “I am the best person for you to deal with right now”….OH OK!!! I contacted the Federal Trade Commission, they explained that this is a new scam that people who apply for payday loans have become victims of……whew!!! I contacted Equifax to put a 90-day alert on my credit report, and contacted my bank to put a “flag” on my account. So not only are we all broke, now we’re falling victim to fraud…..oh goody!
TMT
on Dec 12th, 2011
@ 3:57 PM:
I received the same thing. They had me so freaked out that I literally had to take a xanax. They were harassing me at work, calling me back to back to back. I finally had the call transferred to my supervisor who told them that if they contacted me again at work, they would file charges with the police for harassment. I haven’t heard any more since.
terri
on Dec 15th, 2011
@ 8:05 PM:
This happened to me today. Got a call from “Richard William” and “Mark Scott” and both men had such heavy accents I could not understand them. Claim I owe from a payday loan in 2010, and it’s over $900 I owe. They actually called my parents too. I’m going to have my folks block their number if they call again, and threaten to call the police if they ever try to call my work. Same as everyone else, have all my info, say I owe this but they cannot send me any paperwork to prove I took out this loan. They said I have to send a letter like that other guy’s above and wouldn’t give me the phone number of whoever this lender is. Name is “Cash Advance” and they say they are from a law firm in New York and I’m being charged with fraud and if I don’t pay them they’ll notify my boss, and have a warrant issued for my arrest. How can this possibly be legal???
shirley
on Dec 20th, 2011
@ 11:06 PM:
I have been called the last two days at work, says im in collections for a 2010 payday loan “national payday loans” on the internet they have all my info states they are going to start garnishing my paychecks tomorrow. I haven’t had a bank account since 2000. I have tried calling the number but it states they are having trouble with the phone lines or i get a fax.then when it answrs its a recording stating i have reached “EWA” the phones are down right now.Umm.I am totally crazed at the moment.
shirley
on Dec 20th, 2011
@ 11:12 PM:
I am turning it over to my local police dept,notified the FTC and anything else I can think of.
mal
on Jan 13th, 2012
@ 2:13 PM:
Almost 2 years of this crap for me. The sad part is that they don’t even call for me! I’ve had calls for at least 3 different people THAT I DON’T KNOW! All I want is for these morons to LEAVE ME ALONE!
denise
on Jan 14th, 2012
@ 4:05 PM:
Here is the number they call me from 484-206-3787 Anthony Borbon..Very disgusting..He referred to the baby in the background in a sick sick way..She is 2.. This is just sick.
Carol
on Jan 20th, 2012
@ 3:22 AM:
They now send email threatening to sue and take you to court. They say they are form Law & Investigation Dept. I did my research it’s a scam.
jim
on Jan 24th, 2012
@ 4:16 PM:
These people called our office asking for one of our employees. I smelled something fishy, googled, came across this site, and decided to call the number back. I told them I just received a call from someone there saying you were an investigation department and what they were doing was fraudulent. This person then starts screaming at me, “Who is this!? Who is this!?” I tell them I’m not going to give my name, but I would like to know what they think they’re up to. They scream back “I’m not going to talk to you!” And that was that.
The number was 484-206-3787
The person with the thick Indian accent called himself David Junior.
Jason
on Feb 1st, 2012
@ 9:49 PM:
I decided its easy to just sit here and hit dial on my phone, calling them back. I can easily do other things at the same time, and it gives me this little thrill to harass the harassers. I have NEVER had a payday loan, and never would, for various and sundry reasons.
4242031078 called 179 times today, so far
9103781710 called 238 times yesterday
Monique
on Feb 7th, 2012
@ 12:36 AM:
The same exact thing happened to me , I was so nervous I got this call while I was trying to type up a biology paper. I was so distracted I had to leave the library and just accept a late grade . They left a voicemail saying I had to call them or my attorney if not they said I can just watch the legal actions unfold . Terrified I ran out the library and called the number back
(856) 637-2751
NJ, USA
And (213) 333-3206
Los Angeles, CA
thank goodness for this site I now see it was a scam ! I filled out an online loan app because I needed extra cash for school , big mistake these people have all my info I have called my bank and warned them I’m also monitoring my credit report! Haha now when they call I use all tactics to irritate them ! Ha they even told me to call my parole officier mind you Ive never been in any legal trouble !
laurie
on Feb 22nd, 2012
@ 9:54 PM:
I fell for it. twice. scare tactics. I don’t even remember ever applying for the payday loans I was asked about. I called them and they had never heard of me or had any info on file for me. One guy who called me was a hindu who called himself Alex Green. I asked him what his real name was and he got pretty p.o.ed…another guy called himself steve. they did know personal info. and I have had online loans in the past, but took care of them. These guys are pricks. and I will fight back.
Brie
on Mar 6th, 2012
@ 6:31 PM:
I believe that they just tried to scam me. I received a phone call at work from an Indian gentleman claiming he was from a law firm (didn’t give a name). He asked me for my attorney’s info. I was confused because I have not defaulted on any loans. What tipped me off was the date he said was completely wrong. I don’t even have a loan with the company he was “representing”. He didn’t want to give me the name of the company that provided the loan, the amt. of the loans, or the actual date. The convo then get heated and he hung up. He claimed that I owe $5,484 (I’ve never had a loan that big). Then, he said something about “charged off amount”. I just wanted to tell my story in case someone else out there gets a call like that.
pete
on Mar 7th, 2012
@ 1:56 AM:
hahaha they just took $400 bucks from my gf but guess what i got their number all receipts and called lawyer guess who going to court
sue
on Mar 7th, 2012
@ 11:06 AM:
“Melinda Hill” Called my sister left a voice message as follows: Yes Sue Beck, this is Melinda Hill I am in the Processing Dept of the Summons Division. I am contacting you about a financial Fraud Case for Sandy little that was delivered to my office.
She stated: Your name was listed on the documents as a reference therefore it requires your immediate attention. Documents will be finalized in ____ County by the end of today. You or Ms. little have the right to speak directly with the plaintiff then gave a number 888-296-4850 ext 177 and a reference number. Then she stated on her voice mail that this serves as an official notification…. GOOD LUCK. it was her voice on message when i called bacl
Here are a couple of my questions: The debt I think that they are talking about is over 7 years old!!! My sister is not the person being accused of the so called Fraud… so how can you leave a voice mail on someone who is only a listed as a reference then tells them that it serves as an official notice… My sister never went signed anything as a co-signer or anything pertaining to any debt of mine…I think that this is the biggest crock of crap. Anyone else have thoughts?