The following email is being sent from Stephan Berman at expayday@live.com. The subject line reads “LAWSUIT ## DEBT.”

I am reasonably certain that this is just another fraud payday loan collection tactic by our Indian scam artist friends.

You can read more about this scam HERE or get a list of phone numbers they use HERE.

Here is the full text of the email:

DON’T IGNORE THIS MESSAGE

KINDLY FORGIVE US IF YOU RECEIVE THIS EMAIL IN JUNK/SPAM FOLDER

PLEASE DO NOT FORCE US TO DRAG YOU TO COURT HOUSE AND RESPOND US IMMEDIATELY

My name is Stephen and I am a legal adviser with “EZ PAYDAY law firm.” This is about the law suit against your name.

I want you to note down the case number first. Your case no is A0078R89

Affidavit:

EZ PAYDAY is pressing charges against your name regarding three serious criminal allegations:
count (1) Violation of federal banking regulations.
count (2) Collateral cheque fraud.
count (3) Theft by deception.

Now, this means three thing for you.If you are under any state probation or payroll I need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.

AS PER CHAPTER 7 AND 11 WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTCP, YOUR EMPLOYER AND BANK ABOUT FRAUD.

The entire cost for this law suit is $5468.89 which is excluding loan amount, attorney’s fees, and the interest charges. you have the right to hire an attorney. If you don’t have one or if you can’t afford then one will be appointed for you, but please make sure you have someone to take you out of jail when the judge hears the case.

I have a last question for you. Did you default this loan intentionally or is it because of the circumstances you were unable to pay the loan?

Regards,

Manager Stephen || EZ PAYDAY.

Copyright © 2011 EZ PaydayLoans | Privacy | Terms of use

I received a comment to one of my posts about the Indian Payday Loan Scam this week. Although we get a lot of comments, this one stood out for all the information it provided. So, I thought I’d post it here to make sure everyone was able to see it and get this information out there to protect yourselves.

I’m not sure how fake the information might be, given that these are scammers, but there is a name of the owner and a U.S. address through which they are processing credit card transactions.

I hope this information and helpful and we can stop this collection fraud soon!

My girlfriend and I have been victims also, they used the same tactics. The names and phone numbers they have used are:

• Officer Jack Taylor – 904-410-1879
• Officer Allan Smith- 863-216-8038
• Sam Wilson (American legal Services) 562-314-4850

American Legal Services website addresses this scam.

We paid $50.00 before i realized what was going on. The company that is debiting the money for them is Keshav Services located at 5711 Kenwood Missouri City Tx 77459, phone number 713-300-2065 owner Digvijaysinh J Chudasama. He claims that he has multiple collection agencies as clients and he cannot give me any information on them. I told him my name; he told me “I will have the company call you in 10min about this issue”. He then hung up.

I didn’t tell him which client of his called me, nor was the account in my name (girlfriends name). 20 minutes later Jack Taylor calls me asks if there was an issue. Right then I knew it was a scam.

Thanks so much to Bill for all of this information. Remember, that if you’re going to get payday loans online, you should always look for a reputable payday lender.

Just wanted to update everyone today on the Payday Loan Collection Fraud that is still going strong, unfortunately. This fraud company continues to prey on former customers who got online payday loans.

The newest development is that they are usually calling themselves “Law Office” instead of “American Credit Services” and claim to be in New York, Texas or California. We have found that the best way to identify them and fluster them is to ask them what state they are in and then subsequently ask them who the governor of that state is or what their state bar number is.

Also, they are consistently using very “American” sounding names such as Mark Green, Ethan Cross and John Smith. We have also noticed that they are starting to use female fraudulent collectors, which we had not seen/heard previously.

Here are some recent comments from our readers describing their very typical experience with this payday loan fraud:

Read the rest of this entry »

There are many debt collection videos on YouTube, so I thought I’d take the time today to share my Top 5 of these videos. Some have strong language so be careful watching these at work. Please share your thoughts and favorites in the comments section.

5. Premier Credit of North America – Calling on Federal Student Loans
In this recorded call, I debt collector yells into a voice mail machine. What makes this noteworthy is not the message itself, but the fact that they are (supposedly) collecting on behalf of the U.S. Government. It should be noted that the IRS ended private debt collection over a year ago, but private collection on Federal Student Loans continues.

Read the rest of this entry »

I wanted to provide an update on the payday loan scam that appears to be getting worse, unfortunately. There have been numerous media reports and warnings about this issue from state Attorney Generals. However, it seems that the publicity has done nothing to stop these scammers from trying to rip off innocent payday loan customers. In fact, they have even gotten more sophisticated and aggressive from what I’m seeing.

Here are some of the recent developments with this scam:

• They have begun to use a variety of vague lender names, designed to mislead customers. They usually use some combination of “Cash” “Net” “USA” and/or “Advance.” Some outlets are reporting that they must have stolen data from CashNet USA since they use these names. I believe this to be completely false and giant leap being made due to the fact that they use Cash and Net in their scam. It would make sense to do this because CashNet USA is the largest online payday loan company in the U.S.

Read the rest of this entry »